The Financial Mutant Manifesto
Your guide from $0 to $1M.
By joining the Financial Mutant Community, you are declaring that you have the cajones to grab life by the balls.
You combine hard work, discipline, and strategy to create a life of abundance for yourself, your loved ones, and your community.
1) Financial Mutants combine hard work with strategy to increase their earning power.
You recognize that the most valuable asset is you. And that the acquisition of specific knowledge increases your earning power.
You’re also aware of the premium that soft skills like creativity, curiosity, and lifelong learning have in the global economy. You actively strive to improve your soft skills to be an in-demand employee.
You also recognize that of all the soft skills, focus is the most valuable in the 21st century. Thinking strategically and focusing on the right things will set you apart in the long term. Having the ability to focus deeply on one thing at a time will make you unstoppable with.
2) Financial Mutants know the value of a dollar and spend their money well.
Rather than pinching nickels, eating beans and rice, and clipping coupons, you find ways to get the most out of life. You know how to ball on a budget. Especially in your first leg of the journey to $1M. You know how to get that proverbial financial snowball rolling. And create moments you’ll feel nostalgia for later in life at the same time.
You also know when to splurge. For your expensive tastes, you know exactly what you like, why you like it, and what’s worth spending a little more or a little less on. You have the financial self-knowledge to know that grilling the $20 Costco steak at home is better than buying the $60 ribeye from the steakhouse downtown. And that the $30 sushi buffet is light years better than the $6 sushi from the grocery store.
You’ve figured out your “enough”. Which could be $10M living in a beach house in Seabrook Island. Or $600K living in a trailer next to Barton Creek in Austin.
Whatever your definition of “enough”, you have the cajones to define it and get it.
3) The Financial Mutant applies timeless financial advice to the new economy.
You’re aware that with enough time, the path to $1M at retirement is a mathematical certainty. But the cost of living is higher than ever before. And $1M at 35 is jaw droppingly more useful than having $1M at 65.
The faster you become financially free (without missing out on life), the longer you get choose how to spend your time, give back to others, and pursue meaningful things — whether it’s reading every American classic novel on the beach in Milos, Greece. Or continuing to work the same high paying job without regard for the paycheck. It’s entirely your choice. Money gives you the option to choose.
You use brute force to reach the mathematical halfway point to $1M ($250K invested). And let the snowball roll, baby, roll. You have the patience to allow it to keep rolling. And toss on more snow as it crashes down the hill until it’s the right size for you.
Above all, you recognize that money is a tool. It’s neither good nor evil. It’s a reflection of your character, so you the luckier you get, the more generous you become.
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